How your money is held and protected
Custody, verification and card issuance — what we do, and what you control.
Licensed, registered, screened
Verified
KYC / KYB screening
Identity and business verification runs through our regulated compliance partner before an account or card is issued.
AML / BSA
Full program in place
Anti-money-laundering and Bank Secrecy Act controls apply to every account.
FinCEN MSB
Registered by default
SmashPay Inc. is a registered Money Services Business with FinCEN.
BIN sponsor
Licensed issuing program
Cards are issued through a licensed BIN-sponsor program with ALL/GL coverage.
Balances are not deposits and are not FDIC-insured. USD value is held 1:1 as
stablecoin in your own self-custodial wallet.
See how it works →
Controls you hold yourself
- 01
Freeze the card instantly
Freezing takes one tap and declines every authorisation, including recurring ones.
- 02
Set limits per day or category
Caps contain a compromise rather than relying on you noticing it.
- 03
Alerts before the receipt prints
Every authorisation is pushed to your phone as it happens.
