HoldrealUSdollars—anywhereyouliveandwork.
A stablecoin account for people who earn USD from anywhere. No US address required.
World-class partners.
USD value held 1:1, in institutional-grade, fully-reserved custody
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WHY SMASHPAY?
Three things built for how USD actually moves today.
Hold real US dollars
Receive and hold USD value from anywhere — no US address or US incorporation required. Backed 1:1, in institutional-grade, fully-reserved custody
Move it on your terms
Send to a bank, stablecoin wallet, or another SmashPay user. Split one payment across multiple recipients. Convert to local currency only when you choose.
No crypto complexity
Phone-number sign-up. No seed phrases, no chains, no jargon. Stablecoin is the rail — not your homework.
Built for how money actually moves today
Two products. One SmashPay
stablecoin account.
For freelancers & remote professionals
You earn USD. Keep all of it.
Your local bank charges up to 8% just to receive USD. SmashPay holds your USD at full value, so you only convert when you choose — not by default.
Money Sent!
Sent Money Successfully Done.
For agencies & distributed teams
Pay seven contractors.
Seven countries today means seven wires, seven FX hits, and a Friday-afternoon scramble. SmashPay sends USD directly — in one batch — to any bank, stablecoin wallet, or card.
One payment.Split across any rails.
Send USD to a bank account, a stablecoin wallet, or directly to another SmashPay
user — all in one workflow. Multi-recipient batch payouts available for teams.
$5,000 USD
SmashPay stablecoin account
$2,000
$5,000 USD
VietQR
$2,000
Stablecoin wallet
USDC
$1,000
SmashPay user
Instant
Your USD stays USD.Convert on your terms.
Send USD to a bank account, a stablecoin wallet, or directly to another SmashPay user — all in one workflow. Multi-recipient batch payouts available for teams.
Security & compliance by design
Built on the same infrastructure as the world's top fintechs.
Real reserves at real custodians.
Card data is handled by our PCI DSS-certified card partner. SmashPay does not store full card numbers.
Data rights modelled on GDPR
SmashPay Inc. is a registered Money Services Business with the Financial Crimes Enforcement Network.
USD held 1:1 in reserves in institutional-grade, fully-reserved custody.
View our security posture →Frequently Asked Questions.
You never touch a stablecoin wallet, seed phrase, or blockchain directly. Sign up with a phone number. Stablecoin is the payment rail underneath — the way ACH is the rail under a Venmo payment.
CLAIM YOUR SPOTCLAIMYOURSPOT
for a real US dollar stablecoin account.
Live in 43 US states
Open an account in minutes. Send to Vietnam, Indonesia, Thailand, the Philippines, Mexico and the UAE.