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Cookie Policy

Last updated: 2026

Sections

  1. I. Introduction
  2. II. Do We Use Cookies?
  3. III. What Is a Cookie?
  4. IV. Cookies List
  5. V. Why Do We Use Cookies?
  6. VI. How Can You Manage Cookies?
  7. VII. Miscellaneous

I. Introduction

This Cookies Policy (the “Policy”) governs the relations between you (“Client” or “you”) and any holding company, subsidiary, or entity belonging to the SmashPay group of companies (“SmashPay”, “we” or “us”), while you and SmashPay are hereinafter separately referred to as “Party” and jointly as “Parties”, in regard to your use of the SmashPay Services and the use and application of cookies and similar technologies while using the SmashPay Platform.

You shall take your time and carefully read this Policy before using the SmashPay Services, so you are fully aware of your rights and obligations. In the spirit of transparency, this Policy provides detailed information about how and when we use cookies on the SmashPay Platform.

Unless stated otherwise, references shall be made to the SmashPay Terms of Service and the Privacy Policy (jointly the “SmashPay General Terms”), and all defined terms used in this Policy shall have the same meaning as given in the SmashPay General Terms.

For the purposes of carrying out smooth electronic communication processes and technically error-free and optimized provision of the SmashPay Services, we store cookies on the grounds of your consent, for our legitimate interests and legitimate interests of third parties, as well as on other legal grounds under the relevant local legislation in every country of our operations. For the avoidance of doubt, this Policy does not apply to any digital services targeted at children.

II. Do We Use Cookies?

SmashPay and its partners, affiliates, analytics, and service providers use cookies and other similar technologies to ensure that everyone who uses the SmashPay Platform has the best possible user experience. When you visit the SmashPay Platform for the first time, a cookie banner will pop up and will give you an explanation about the cookies we use. As soon as you click on the “Accept All” button, you consent to us using all the categories of cookies, as described in this Policy. You can disable the use of cookies via your browser or via the given functionality at the Manage Cookies button, but please note that in the former case the SmashPay Platform may no longer work properly.

IV. Cookies List

By purpose:

Strictly Necessary Cookies

Necessary for the SmashPay Platform to function properly; cannot be switched off. Usually set only in response to actions you take — such as setting privacy preferences, logging in, or filling in forms. These cookies do not store any personally identifiable information.

Functional Cookies

Enable the SmashPay Platform to provide enhanced functionality and personalization. May be set by us or by third-party providers whose services we have added to the SmashPay Platform.

Performance Cookies

Allow us to count visits and traffic sources so we can measure and improve the performance of the SmashPay Platform. All information these cookies collect is aggregated and therefore anonymous.

Targeting Cookies

May be set through the SmashPay Platform by our advertising partners to build a profile of your interests and show you relevant adverts on other sites. Do not store directly personal information.

Social Media Cookies

Set by social media services we have added to the SmashPay Platform to enable you to share our content. Capable of tracking your browser across other sites and building up a profile of your interests.

Unknown Cookies

Used to improve your customer journey on our site and collect information about your preferences and actions. Do not collect personally identifiable data.

By origin:

First-party Cookies

Set by us.

Third-party Cookies

From a domain different from the SmashPay Platform you are visiting. Usually used to support our advertising and marketing efforts.

By duration:

Session Cookies

Temporary — expire once you close your browser.

Persistent Cookies

Stay on your device for a fixed period or until you delete them. Help us recognize you as a returning user, remember your preferences, and improve SmashPay Platform functionality.

V. Why Do We Use Cookies?

We use cookies for the following purposes:

  • •To recognize you when you sign in to use the SmashPay Services — enabling recommendations, personalized content, and customized features.
  • •To keep track of your specific preferences such as language and configuration.
  • •To provide, develop, maintain, personalize, protect, and improve the SmashPay Platform, the SmashPay Services, and their content.
  • •To perform analytics on the use and performance of the SmashPay Services and any advertisements delivered through them.
  • •To protect against, identify, and prevent fraud and other unlawful activity.
  • •To create aggregate data about groups or categories of users, and to deliver, target, and personalize advertising promotions and new features relating to the SmashPay Services.
  • •To report promotions and introduce new industry-first features, measuring and analyzing performance of the SmashPay Services.

VI. How Can You Manage Cookies?

You can control the use of cookies when you first visit the SmashPay Platform via the Cookie Banner, or at any time via your browser settings. If you choose not to activate any cookie categories or to later disable cookies, you may still visit the SmashPay Platform, but your ability to use some features may be limited.

The “Help” feature on most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie, and when cookies will expire. If you block all cookies, you may have to manually adjust some preferences every time you visit the SmashPay Platform.

Managing cookies in your browser:

  • •Firefox — Private Browsing settings: see your browser’s Help menu for instructions.
  • •Chrome — Incognito settings: see your browser’s Help menu for instructions.
  • •Internet Explorer — InPrivate settings: see your browser’s Help menu for instructions.
  • •Safari for Mac — Cookie settings: see your browser’s Help menu for instructions.

VII. Miscellaneous

The content of this Policy is for your general information and use only. You acknowledge and agree that it may contain inaccuracies or errors, and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

SmashPay reserves the right to amend or supplement this Policy, including the above list of cookies, from time to time. Any such amendments shall become valid and in full force as of the date of their publishing on the SmashPay Platform unless otherwise indicated. Your continued use of the SmashPay Platform constitutes your agreement to be bound by the latest version.

The descriptive headings in this Policy are inserted for convenience only and shall not affect the interpretation thereof.

The failure by SmashPay to exercise any right or enforce any provision of this Policy shall not constitute a present or future waiver of such right or provision.

None of your rights and obligations arising out of this Policy are assignable or transferable without the prior written consent of SmashPay. SmashPay reserves the right to assign or transfer its rights and obligations under this Policy to any third party at any time without notice or your consent.

This Policy is prepared and concluded in English. Should any translation be made, the English version shall prevail.

Questions or concerns about this Policy? Contact us at support@smashpay.io