SmashPay is available across the US except New York.Open an account

For freelancers & remote professionals

HoldrealUSdollars—anywhereyouliveandwork.

A stablecoin account for people who earn USD from anywhere. No US address required.

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PhoneSign-up only

WHY SMASHPAY?

01

Hold real US dollars

Receive and hold USD value from anywhere — no US address or US incorporation required. Backed 1:1, in your own self-custodial wallet

02

Move it on your terms

Send to a bank, stablecoin wallet, or another SmashPay user. Split one payment across multiple recipients. Convert to local currency only when you choose.

03

No crypto complexity

Phone-number sign-up. No seed phrases, no chains, no jargon. Stablecoin is the rail — not your homework.

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Frequently Asked Questions.

Is this crypto?

You never touch a stablecoin wallet, seed phrase, or blockchain directly. Sign up with a phone number. Stablecoin is the payment rail underneath — the way ACH is the rail under a Venmo payment.