Personal
Join 30+ million customers saving on global transfers with SmashPay. Send international transfers to 150+ countries in 35+ currencies today!


See how much you save with SmashPay compared to other services when sending $1,000 internationally.
Sending $1,000 USD
Amount received
vs SmashPay
Transfer cost
USD → EUR
Disclaimer: Data is based on competitor websites as of January 12, 2026. Exchange rates fluctuate constantly. The comparison assumes a transfer of $1,000 USD to EUR. Actual rates and fees may vary based on transfer amount, destination, and payment method.
Join thousands who trust SmashPay for international money transfers.
No hidden fees, no surprises. We believe in complete transparency so you always know exactly what you're paying for.
The send fee is a small and flat charge of 0.39% of the amount that's converted.
Customers in some countries are charged a fee when they use a credit or debit card to pay for their transfer.

Transfer in progress
To Micah Richards
Approved by SmashPay
2 Jul
10:30
Sending to Micah's bank
It can take up to one business day.
Today
14:20
Received by Micah's bank
Est
4 Jul
Stay informed every step of the way with our comprehensive tracking system that updates you on your transfer's journey.

Start your registration online or via the SmashPay app.

Choose an amount to send then add recipient's bank details.

Funds your money with a bank debit, wire transfer, or a debit or credit card.
Take advantage of a great introductory rate on your first transfer. Register now to get started!

Choose from multiple secure payment methods designed for international transfers
Direct Debit, or Automated Clearing House (ACH) payments take funds directly from your bank account.
Bank transfers move money from your bank to ours. We usually receive funds within 24 hours.
Fast and affordable. Paying with debit is cheaper than credit cards, with instant processing.
Easy and instant. Accepts Visa, Mastercard, and Maestro cards for quick international transfers.
All payment methods are secured with bank-level encryption
Start Your TransferYour money is held securely in a ring-fenced account. You can access your funds whenever you like and they're never invested or lent to anyone else.
Your data is stored and protected behind multiple layers of authentication. Two factor authentication is enabled on your account for added security.
SmashPay complies with regulations and industry standards in the many markets around the world where we operate.
Find the answers to frequently asked
questions here.