Fee Schedule

This is the fee for the plan itself. Each card you hold carries its own monthly fee on top, the same on every plan including Free. See SmashX card — monthly maintenance fee.

This is the fee for the plan itself. Each card you hold carries its own monthly fee on top, the same on every plan. See SmashX card — monthly maintenance fee.

This is the whole cost of sending money abroad. The currency conversion is inside it, and no separate FX markup, transfer fee or recipient fee is added. The rate is set by the amount you send, before any discount your plan carries.

Mexico is priced below the rates above at every band. Every other corridor we pay out to uses the rates above.

The rate for the corridor you are sending to is shown on its page and in the total you see before you confirm, and that total is what you pay.

This applies when a card purchase converts one currency into another. It is not charged on sending money abroad, which is priced above and includes its conversion.

Charged for each card you hold, and separately from your plan's own monthly fee.

The allowance resets each month and does not roll over. Above it, the 2% below applies to the amount withdrawn. The operator of the machine may charge you separately; that is not our fee and is not in this Schedule.

This Schedule is what SmashPay charges. If a cost is not set out above, it is not ours to charge: the total for any transaction is shown to you in full before you confirm it, and no fee applies that you were not shown. Third parties may charge you separately — the operator of a cash machine, an intermediary bank on a wire, or the network your recipient is paid over — and those are not SmashPay fees and are not in this Schedule.