Fee Schedule
Last updated: 27 September 2026
What governs what you payThis Schedule forms part of our Terms of Service. The total cost of a transaction is always shown to you before you confirm it, and that figure is what you pay.
Personal plans
- Free
- $0 / month
- Plus
- $10 / month
- Premium
- $18 / month
- Metal
- $35 / month
Business plans
- Basic
- $19 / month
- Grow
- $69 / month
- Scale
- $199 / month
- Enterprise
- By quotation
Currency conversion
- Free plan
- 1.5%
- Plus plan
- 1.25%
- Premium plan
- 1.0%
- Metal plan
- 0.75%
Swap — personal plans
- Free plan
- 0.50%
- Plus plan
- 0.45%
- Premium plan
- 0.425%
- Metal plan
- 0.40%
Swap — business plans
- Basic plan
- 0.50%
- Grow plan
- 0.45%
- Scale plan
- 0.425%
- Enterprise plan
- by agreement
SmashX card — issuance
- Free plan
- $35
- Plus plan
- $25
- Premium plan
- $15
- Metal plan
- no issuance fee; the metal card itself is $99
SmashX card — top-up
- Free plan
- 2.0%
- Plus plan
- 1.75%
- Premium plan
- 1.60%
- Metal plan
- 1.55%
SmashX card — other
- Express issuance
- $19.99
- Replacement card
- $9.99
- ATM withdrawals above your plan's allowance
- 2%
Not yet published
The transfer fee, the ATM withdrawal allowance included with each plan, and the fee for issuing a virtual card are not yet set out here. Until they are, the cost shown to you before you confirm a transaction governs it, and no fee applies that you were not shown.