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Where SmashPay works

Two different things, and the difference matters. There are 5 countries we can send money to, and 32 where you can open an account and fund it. 3 are both.

Check a country

Pick a country to see whether you can open an account there, send money there, or both, and how the money arrives.

Where you can send money to

5 corridors, on every tier. Price is set by how much you send, not by where it goes: the fee and the exchange markup together come to 3.49% all-in on the smallest transfers, down to 1.19% on the largest, and lower again to Mexico. Paid tiers take a discount off whatever that comes to.

CountryLocal railCurrencyArrives
Philippines also pay-inInstaPay, GCash, PESONetPHPWithin minutes
Mexico also pay-inSPEIMXNWithin minutes
Vietnam also pay-inNAPAS 247VNDWithin minutes
IndonesiaBI-FASTIDRWithin minutes
ThailandPromptPayTHBWithin minutes

Mexico is the one corridor priced below the standard schedule. Every other corridor uses it, and the exact cost of your transfer is always shown before you confirm it.

Where you can open an account

32 markets. You can open an account and fund it from any of these. Sending money to a country is the list above.

A liveness check means verifying your identity needs a short selfie video as well as an ID document. It applies in 21 of these markets, and to the beneficial owners of a business account as well as to individuals.

Americas 18

  • United States
  • Canada
  • Mexicoalso pay-out
  • Brazil
  • Colombialiveness check
  • Peruliveness check
  • Argentina
  • Chile
  • Dominican Republicliveness check
  • Guatemalaliveness check
  • Hondurasliveness check
  • Ecuadorliveness check
  • Costa Ricaliveness check
  • Bolivialiveness check
  • Jamaicaliveness check
  • Trinidad and Tobagoliveness check
  • Bahamasliveness check
  • Panamaliveness check

Asia Pacific 7

  • Philippinesalso pay-outliveness check
  • Indialiveness check
  • Vietnamalso pay-outliveness check
  • Japan
  • Hong Kongliveness check
  • Taiwan
  • Fijiliveness check

Middle East 3

  • United Arab Emirates
  • Saudi Arabialiveness check
  • Qatar

Africa and Europe 4

  • South Africa
  • Nigerialiveness check
  • Turkeyliveness check
  • Monacoliveness check

Coming in Q4

  • NigeriaPay-in live today, pay-out in build
  • TurkeyPay-in live today, pay-out in build
  • SingaporeNew pay-out corridor, no pay-in
  • South KoreaNew pay-out corridor, no pay-in